Our Services
Financial planning isn’t one thing. It’s everything working together: your income, your investments, your taxes, your protection, your goals, and the life you’re building around all of it.
Wild Iris Financial offers a comprehensive suite of financial planning services designed to address your complete financial picture. Whether you’re starting from scratch, navigating a transition, or managing complexity you’ve outgrown, we have the tools and the expertise to help.
Financial Planning Services built around real life
The foundation of everything we do. Comprehensive financial planning brings your entire financial life into focus: cash flow, taxes, investments, retirement, insurance, and estate coordination. Then we build a strategy that connects all of it to your actual goals.
Financial planning is where we start with most clients. It’s the blueprint. Everything else follows from it.
Investment Management
Once the plan is built, your investment strategy needs to support it. We manage investment portfolios on a discretionary basis, meaning we handle the day-to-day investment decisions so you don’t have to, within a framework built specifically around your goals, time horizon, and risk tolerance.
Investment management at Wild Iris Financial isn’t about chasing returns. It’s about building and maintaining a portfolio you can stay committed to over time, through volatility and uncertainty, without making reactive decisions that set you back.
Retirement Planning
Retirement is one of the most complex financial transitions most people will navigate. Getting there requires more than saving enough. It requires a strategy that accounts for income, taxes, healthcare, longevity, and the life you actually want to live on the other side of your working years.
We integrate retirement planning into the comprehensive financial planning process, building a roadmap that adapts as your timeline, goals, and circumstances evolve.
Additional Services
We have additional capabilities beyond our core planning, investment, and retirement services.
Tax-Aware Planning.
Taxes are one of the most controllable variables in your financial life, and one of the most overlooked. Tax-aware planning integrates tax strategy throughout the financial planning process, not just at year-end.
Account location, Roth conversion strategy, capital gains management, and quarterly tax rhythm for self-employed and variable-income clients can all have a meaningful impact over time.
We don’t prepare tax returns. We work alongside your CPA to help make sure your financial plan and your tax situation are working in the same direction.
Estate Planning Coordination
Estate planning isn’t just for the wealthy or the elderly. If you have assets, dependents, or preferences about what happens to your financial life after you’re gone, you need an estate plan. You also need someone to help make sure your financial strategy is aligned with it.
We review beneficiary designations, account titling, and estate planning goals as part of the comprehensive planning process, and coordinate with your estate attorney on implementation.
We don’t draft legal documents. We help make sure your financial plan and your estate plan are telling the same story.
Cash Flow & Wealth Organization
Cash flow is the foundation everything else is built on. Before investments, before tax strategy, before retirement projections, we need to understand what’s coming in, what’s going out, and what’s actually available to build with.
Cash flow and wealth organization includes a full analysis of your income, spending, debt, and savings rate. Then we build a framework that’s structured enough to support your goals and flexible enough to fit your real life.
For clients with variable or irregular income, this work is especially critical.
Risk Management
A financial plan that doesn’t account for what could go wrong isn’t a complete plan. Risk management reviews your exposure across life, disability, property, and liability, and identifies the gaps between what you have and what you actually need.
We don’t sell insurance products. If coverage gaps are identified, we’ll help you understand your options and source the right coverage independently, without any financial incentive in what you choose.
Nikki Savage, CFP®
Wild Iris Financial provides planning-led advice through Nikki Savage, a CFP® professional with more than 15 years of experience across the financial services industry.
